近年来,涉农金融借款合同纠纷案件频发,呈现出标的额增大、“人合性”突出等特点,使法院在审理该类案件时面临送达难度加大、调解空间狭窄、审理时限加长等困境。造成这种现象的原因涉及社会、政策、立法等各方面。因此,需从审查监管、风险防控等方面入手,加强对涉农金融借款的司法保护。 In recent years, there have been frequent cases of disputes over loan contracts involving agriculture and finance, showing the increase of the amount of bids and prominence of “manhood”, which has made it more and more difficult for courts to handle such cases, Trial time limit and other difficulties. The causes of this phenomenon involve various aspects of society, policies and legislation. Therefore, it is necessary to strengthen the judicial protection of the agriculture-related financial loans from the aspects of review and supervision, risk prevention and control.