作为扶贫资金投入三大块之一的扶贫贷款,为促进农业产业结构调整,加快贫困地区的资源开发和经济发展奠定了良好的基础,改善了贫困人口和贫困地区基本生存生活条件和基础设施。但在扶贫贷款管理中仍存在不容忽视的问题。为此,我们对海北州“十五”期间扶贫贷款政策实施情况进行 Poverty relief loans, as one of the three major components of poverty alleviation funds, have laid a good foundation for accelerating the adjustment of agricultural industrial structure, accelerating the development of resources and economic development in poor areas, and have improved basic subsistence and living conditions and infrastructure in the poor and in poor areas. However, there are still problems that can not be ignored in the management of poverty alleviation loans. For this reason, we carried out the implementation of the poverty alleviation loan policy during the “Tenth Five-Year Plan” period of Haibei Prefecture