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从1997年开始,我国信用证业务已开展了近13年,取得了一定的经验,具备了一定的基础。但是,相比较传统结算方式,信用证作为商品买卖的结算工具未被国内企业普遍使用。这一方面,反映了国内社会信用制度建设的不足;另一方面也受国内信用证风险的影响。信用证是目前在国际贸易中使用最多、适用范围最广的一种支付方式,被称为“国际商业生命线”。有必要健全我国法律支持,以强制性信用证的形式,完善和推广信用证业务,促进经济贸易的发展。
Since 1997, China’s letter of credit business has been carried out for nearly 13 years, has gained some experience, have a certain foundation. However, compared with the traditional settlement method, the letter of credit as a commodity trading settlement tool has not been widely used by domestic enterprises. On the one hand, it reflects the lack of credit system in the domestic social system; on the other hand, it is also affected by the risk of domestic letters of credit. Letter of credit is currently the most widely used in international trade, the most widely used a payment method, known as the “international business lifeline.” It is necessary to improve our legal support, perfect and promote the letter of credit business in the form of a compulsory letter of credit and promote the development of economy and trade.