最近发现许多储户把存单加密后，以为万无一失了，就随意存放。其实这也有风险。因为目前银行虽有规定抵押贷款必须存单本人亲自来办理，但由于身份证上的人像会因摄像不当而失真，难以确认是否是存单本人。如果作案者的相貌与存单所有者相似，比如是兄弟等，那银行就更难以识 Recently, many depositors found the voucher to be foolproof and stored at will. In fact, this is also risky. Because at present the bank has stipulated that the mortgage loan must be stored in the bank for personal handling, but because the portrait on the ID card will be distorted by the improper camera, it is difficult to confirm whether it is the deposit receipt. If the perpetrator’s appearance is similar to that of the owner of the deposit receipt, such as a brother, then the bank is even harder to recognize