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本文尝试以闽帮侨批信局的票汇、电汇作业为观察契点,对侨批信局存世之钱票、山票、汇票/支票和电汇单据等进行初步收集整理,结合批信局与钱庄/银行、邮局的往来单据进行了比照分析。凸显了侨批信局的金融属性。同时,本文还根据郑林宽著《福建华侨汇款》等历史资料,综合所掌握的侨批实物文献。揭示了闽帮批信局不仅承继了民信局和票号经营的传统,同时还紧随着近现代社会经济的发展,更与金融业密切合作,显见侨批业重在海内外的承兑解汇,最终侨批业归之于银行业。
This paper attempts to Minbo Qiao approval letter Bureau of the vote exchange, wire transfer operations as the point of observation, the approval of the survival of the Office of the Overseas Chinese money, mountain tickets, bills of exchange / check and wire transfer documents, such as preliminary collection and consolidation, Bank / Bank, post office receipts were analyzed. Highlights the financial attributes of overseas approval bureau. At the same time, this article also based on the historical data of “remittances of overseas Chinese in Fujian” by Zheng Lin-kuan, and synthesizes the actual documents of the overseas Chinese. It reveals that the Minbang approval bureau not only inherits the tradition of the Civil Credit Bureau and the ticket number management, but also closely follows the development of the modern society and economy and more closely cooperates with the financial industry. Exchange, eventually returned to the banking industry.