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农村金融机构的建立与发展,对活跃农村经济,完善多样化的农村金融体系,更好的建设社会主义新农村发挥了积极的作用。农村,作为一个不同于城市的社会集群,其经济结构、发展状况、发展环境、人员组成与素质等,均决定了其金融组织、金融形式有一定的特殊地域性,因此,在遵循一般性金融法律法规的前提下,进行法制的完善与创新,遵循特别法优于一般法的原则,不仅是法律适用的内在要求,也是构建和谐农村金融环境的需要。
The establishment and development of rural financial institutions have played a positive role in activating the rural economy, perfecting the diversified rural financial system and building a better socialist new countryside. As a social cluster different from the urban areas, rural areas have determined their financial organizations and their financial forms have certain special geographical features in their economic structure, development status, development environment, personnel composition and quality, etc. Therefore, following the general financial Under the precondition of laws and regulations, improving and innovating the legal system and following the principle that the special law is superior to the general law are not only the inherent requirements of law application, but also the need of building a harmonious rural financial environment.