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问:什么是住房公积金个人住房抵押贷款? 答:住房公积金个人住房抵押贷款(以下简称贷款)是指按规定实行了住房公积金制度或住房货币分配制度的职工,以在本市购买的自住普通住房作抵押所申请的住房公积金低息贷款。住房公积金个人住房抵押贷款实行向中低收入职工家庭倾斜的政策和缴存住房公积金义务与权利对等的原则。住房公积金个人住房抵押贷款业务由受托人根据委托人确定的贷款对象、用途、金额、期限、利率等内容具体办理;
Q: What is the housing provident fund individual housing mortgage loans? A: Housing provident fund Individual housing mortgage loans (hereinafter referred to as loans) refers to the implementation of the housing provident fund system or housing currency distribution system employees to buy in the city of ordinary housing Housing for the mortgage application for housing provident fund low interest loans. Housing provident fund Individual housing mortgage loans to low-income workers and families inclined to pay the policy and deposit housing provident fund obligations and rights equal principle. Housing provident fund personal housing mortgage loan business by the trustee to determine the client object, use, amount, duration, interest rates and other specific treatment;