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目前,我国农村保险应该走哪条路子,采取哪种经营机制,实行什么样的管理模式,才符合中国国情?是当前保险界以至全社会最关心的热点.(一)我国农村保险事业发展缓慢,从深层次的原因看,是没有建立符合我国国情的,适合农民需求的农业合作保险体系.中国有九亿农民,长期处在无保险的状态.一些农民在实践中摸索了农业合作保险(集团)股份有限公司这样一种适于自己存在与发展的企业组织形式.这种股份制组织形式,它具有自愿集资、按股分红、利益共享、风险共担等股份制
At present, which way should the rural insurance in our country take, what kind of management mechanism should be adopted and what kind of management mode should be applied in order to conform to China’s national conditions? It is the hotspot that the insurance industry and the whole society are most concerned about. (1) The development of rural insurance in our country is slow From a deep-seated point of view, there is no agricultural cooperative insurance system that is suitable for the needs of peasants in our country, and there are 900 million peasants in China who are in an uninsured state for a long period of time. Some peasants have fumbled in the field of agricultural cooperative insurance Group) Co., Ltd. is a form of enterprise organization suitable for its own existence and development.This kind of joint-stock organization forms a stock system such as voluntary fund-raising, dividend distribution, benefit sharing and risk sharing