浅析房贷部风险管理的指标考核余峰，梁森一、资产负债总体规模考核根据我国金融企业财务会计制度的规定，金融企业资产大致有信贷资产、投资资产、现金资产以及其他资产等。就房贷部目前的资产比例来看，信贷资产约占资产总计的９０％以上，资产结构单一是房地产信贷部门... Analysis of Indexes of Risk Management in the Loan Department Yu Feng, Liang Senyi, Assessment of the Overall Scale of Assets and Liabilities According to the provisions of the Financial Accounting System of China’s financial enterprises, the assets of financial enterprises generally include credit assets, investment assets, cash assets and other assets. As far as the proportion of current assets in the mortgage sector is concerned, credit assets account for over 90% of the total assets, and the single asset structure is the real estate credit sector.