编辑同志:不久前,我丧偶的伯父在一起车祸中遇难,由于死得突然,未留遗嘱。其三个子女在整理遗物时发现伯父的一张5万元的存单,于是他们拿着自己的身份证以及伯父的存单、死亡证明到银行支取存款,银行却以手续不全拒绝付款。请问,该如何支取这笔存款?读者戴铭戴铭同志:根据中国人民银行、最高检察院、最高法院、司法部联合发布的《关于查询、停止支付和没收个人在银行存款及存款人死亡后的存款过户或支付手续的联合通知》规定,存款人死亡后,继承人要支取其存款,必须向银行出具自己享有继承权的有效证明,主要是指 Edit Comrade: Not long ago, my widowed uncle died in a car accident, died suddenly, without leaving a will. When the three children found the relics, they found an unclean 50,000 yuan deposit certificate, so they took their ID card and uncle’s certificate of deposit to prove that the bank had withdrawn the deposit while the bank refused the payment due to incomplete procedures. Excuse me, how can I withdraw the deposit? Readers Dai Ming Dai Ming Comrade: According to the People’s Bank of China, Supreme People’s Procuratorate, Supreme Court, Ministry of Justice jointly issued the “on the inquiry, stop paying and confiscation of individuals in the bank after the death of depositors and depositors Deposit transfer or payment formalities Joint Notice ”provides that after the death of depositors, heirs to withdraw their deposits must be issued to the bank to enjoy their own succession of valid evidence, mainly refers to