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从英国金融行为监管局的经验看,确立以信息披露为核心的监管,有利于将风险转化为信息,向市场传达风险与收益是否均衡的信息,并在产品定价环节得以体现。2016年8月24日,中国银监会会同工业和信息化部、公安部、国家互联网信息办公室联合发布了《网络借贷信息中介机构业务活动管理暂行办法》(以下简称《暂行办法》),以负面清单形式对网络借贷信息中介机构开展业务活动提出了明确的规定和要求,这将有效规范我国网贷行业的发展。在英国,
From the experience of the Financial Conduct Authority of the United Kingdom, establishing information supervision as the core is conducive to turning risk into information and conveying to the market information on whether risks and benefits are balanced and is reflected in product pricing. On August 24, 2016, CBRC jointly issued with the Ministry of Industry and Information Technology, Ministry of Public Security and State Internet Information Office Interim Measures for the Administration of Business Activities of Information Intermediaries on Internet Loans (hereinafter referred to as the “Interim Measures”), with a negative list Forms of network lending information agencies to carry out business activities made clear the rules and requirements, which will effectively regulate the development of China’s net loan industry. in England,