小额贷款公司是农村金融制度的创新,其对缓解农村和小企业资金短缺、支持农村金融建设、发展农村经济、改善农民生活等方面具有重大意义。本文通过对承德市小额贷款公司的调查,针对小额贷款公司运营中存在的问题,提出政策建议,以促进新型金融顺利、快速发展。 Microfinance companies are innovations in the rural financial system. They are of great significance to alleviating the shortage of funds in rural and small-sized enterprises, supporting rural financial construction, developing the rural economy and improving the peasants’ living standards. Based on the investigation of the small loan company in Chengde City, this paper puts forward some policy suggestions to solve the problems existing in the operation of the small loan company so as to promote the smooth and rapid development of the new type of finance.