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重庆市农村财政与金融供给和农村经济发展之间从较长时期看存在较强的正向均衡关系。农村财政与金融供给对服务“三农”发展和推动城乡一体化具有重要意义。重庆农村财政与金融供给存在体系错位和功能异化、金融机构“啄序选择”和“逆向配置”、治理制度缺失等问题。应深化农村财政与金融体制改革和建立城乡一体化的金融供给机制;引入市场机制,构建多元化综合型的农村金融供给模式;建立健全风险分散、补偿和转移机制,实现农村金融生态的良性发展。
There is a strong positive balance between the rural financial and financial supply and the rural economic development in Chongqing in the longer term. Rural finance and financial supply are of great significance to the development of service, “three rural issues” and the promotion of urban-rural integration. Disparity and functional alienation of the existence of financial and financial supply in rural areas in Chongqing, such problems as the “choice of pecking order” and “reverse allocation” of financial institutions and the lack of a governance system. We should deepen the reform of rural financial and financial systems and establish a financial supply mechanism integrating urban and rural areas. We should introduce market mechanisms and build a diversified and comprehensive rural financial supply model. We should establish a sound risk diversification, compensation and transfer mechanism to achieve sound development of rural financial ecology .