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4月1日,随着四家财险公司的6个新车贷险产品的上市,市场人士再次聚焦车贷险。市场主流的观点认为,车贷险在促进我国汽车工业发展中扮演着重要的角色,对保险公司来说意味着难得的商机,只要加强管理一定会取得满意的回报。本文从车贷险的业务性质分析入手,提出了车贷险管理不能的命题,谨作一家之言,以向各位同仁讨教。
On April 1, with the listing of 6 new car loan products from four property insurance companies, marketers once again focused on car loan insurance. Market mainstream view, car loan insurance in promoting the development of China’s auto industry plays an important role in the insurance company means a rare business opportunities, as long as the strengthening of management will be satisfied with the return. This article starts with the analysis of the business nature of car loan insurance, and puts forward the proposition that car loan insurance management can not. I would like to make a remark to ask my colleagues for advice.