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近些年来,银行理财产品市场高速增长,2011年,银行理财产品发行数量为22441款,同比增长100.58%;发行规模为16.99万亿元,同比增长140.99%,发行数量和规模均创历史新高。理财产品的高速增长对寿险业务发展造成了较大的冲击。对此,寿险公司应冷静分析,沉着应对,积极探寻症结所在,寻找出最佳的解决方案。银行理财产品发展状况一、产品数量和市场规模呈爆发式增长银行理财产品发行速度快,产品推陈出新频率高,平均每天发行几十款新产品,理财产品数量从初期的几百款发展到目前每年2万多款。以此相应,理
In recent years, the market for bank wealth management products has been growing rapidly. In 2011, the number of bank wealth management products issued was 22,441, an increase of 100.58% over the same period of last year. The issue size was 16.99 trillion yuan, an increase of 140.99% over the same period of last year. Both the number of issued and wealth management products reached record highs. The rapid growth of wealth management products has caused a big impact on the development of life insurance business. In this regard, life insurance companies should be calm analysis, calm response, and actively explore the crux of the problem, find the best solution. The development of financial products in banks One, the number of products and the market size was explosive growth Bank of financial products distribution speed, product innovation high frequency, the daily release of dozens of new products, the number of wealth management products from the initial development of several hundred to the current annual More than 20,000 models. In response, reason