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根据国务院国发[1997]26号文第5条规定:“个人缴费年限累计满15年的,退休后按月发给基本养老金。”这就是明确告诉我们,企业职工到达法定退休年龄后,若个人缴费年限累计满15年的,就可以按月领取基本养老保险金,直至本人死亡。若是不满15年,就不能按月领取基本养老金了。缴费累计满15年是企业职工退休后按月领取基本养老金的一个基本前提,是一个下限条件,这是不可以随便逾越的硬性政策规定。
According to Article 5 of Guofa [1997] No. 26 Document issued by the State Council: “If the individual’s payment period has accumulated 15 years, the basic pension will be paid on a monthly basis after retirement.” This clearly tells us that when a worker reaches the legal retirement age After the individual has paid a total of 15 years, he / she can receive the basic old-age insurance pension on a monthly basis until his death. If less than 15 years, you can not receive monthly basic pension. The accumulated payment of 15 years is a basic precondition for the monthly receipt of basic pensions by enterprise employees after retirement. It is a lower limit condition, which is a rigid policy that can not be easily overstepped.