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据对西安市工商银行东大街办事处193户工业企业贷款效益情况调查,截止今年2季度末,贷款总额45322万元,较1993年、1992年分别上升了2.4％、17％;但企业亏损户数从1992年的28户、19％年的67户增加到目前的94户,有23％的企业濒临倒闭;1994年6月末累计亏损金额4512万元,较前两年同期分别上升27％和39％;1994年2季度累计挂帐利息4231万元,较一季度增长26.2％。一方面是银行贷款数额的不断上升;一方面是企业效益的持续滑坡,挂帐利息旧的未清、新的累加,导致银行资产低效营运。
According to a survey of the lending efficiency of 193 industrial enterprises in the Office of East Avenue of Xi’an Industrial and Commercial Bank, by the end of the second quarter of this year, loans totaled 453.22 million yuan, an increase of 2.4% and 17% over 1993 and 1992 respectively. However, The number increased from 28 in 1992 and 67 in 19% to 94 at present, with 23% of enterprises on the verge of bankruptcy. At the end of June 1994, the accumulated loss amounted to 45.12 million yuan, up 27% over the same period of the previous two years and 39%; in the second quarter of 1994, the accumulated interests of 42.31 million yuan, an increase of 26.2% over the first quarter. The one hand, the rising amount of bank loans; on the one hand is the continued decline of corporate profits, pending interests of the old outstanding, the new accumulation, resulting in inefficient operation of bank assets.