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许多投资者将所有的积蓄都投入到股市当中,而没有考虑,万一遭遇不幸,导致失去工作能力甚至宝贵的生命,仅靠之前买下的一些股票,又能分担家庭多少负担呢?保险虽然不能阻止风险的发生,却能将风险转移,将损失减少到最低。所以,投资者需及时认清自己的需求,为自己在投资前后留足保命钱。这才是进可攻退可守的周全理财计划。
Many investors devote all their savings to the stock market without considering how much the family can share if it is unlucky to lose the ability to work or even to save precious lives. Can not stop the occurrence of the risk, but it can shift the risk, the loss is reduced to a minimum. Therefore, investors need to recognize their needs in a timely manner, for their own money before and after the retention of life insurance money. This is into the offensive and defensive can be a comprehensive financial plan.