非寿险周期的起因和表现近30年的研究表明,非寿险业的发展呈现明显的周期性变化,即行业在“高费率、高回报”的坚挺市场到“低费率、低回报”的疲软市场之间不断重复。对于这一现象的描述早在20世纪20年代就出现了,而真正的研究是从20世 Causes and Performance of Non-life Cycle Nearly 30 years of research have shown that there is a clear cyclical change in the development of non-life insurance industry, that is, the industry in the “high rate, high return ” strong market to “low rate, low Return ”weak market constantly repeated. The description of this phenomenon emerged as early as the 1920s, while the real study was from the 20th century