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新型农村合作医疗制度作为农村社会保障体系重要组成部分之一,是一项由政府组织、引导、支持,农民自愿参加,个人、集资和政府多方筹资,以大病统筹为主的农民医疗互助共济制度。保险基金是新型农村合作医疗保险存在和发展的基础,基金的安全是保证新型农村合作医疗保险正常运行的关键。但当前在基金管理、基金运作过程中存在的问题依然不可忽视。本文以金坛市新型农村合作医疗基金管理中存在的问题进行分析,提出相应对策,展望未来发展前景。
As one of the most important components of the rural social security system, the new rural cooperative medical system is a farmer’s medical assistance and mutual aid system organized by the government, guided and supported by farmers, volunteered by individuals, raised funds and the government, system. Insurance funds are the basis for the existence and development of new rural cooperative medical insurance. The security of funds is the key to ensure the normal operation of new rural cooperative medical insurance. However, the current problems in fund management and fund operation still can not be ignored. This article analyzes the problems existing in the management of new rural cooperative medical fund in Jintan and puts forward corresponding countermeasures and looks forward to the future development prospects.