随着市场经济不断发展,社保在生活中的地位越来越重要,其社会作用亦日趋显著,如何建立良好的社会保险制度,规范社保业务、提高工作效率,已成为日趋紧迫的客观要求。近年来,随着养老金社会化发放率提高,离退休人员死亡后,漏报、迟报、瞒报死亡情况,冒领养老金现象时有发生,有些地方甚至达到较严重的程度。尽管有关部门为此投入巨大的人力、物力、财力,但采用传统方法不但工作最大,效果亦不理想。 With the continuous development of market economy, the role of social security in life becomes more and more important and its social role becomes more and more obvious. How to establish a sound social insurance system, regulate social insurance business and improve work efficiency has become an increasingly urgent objective requirement. In recent years, with the increase in the socialization of pension payments, retirees have been reported to have failed to report omissions, delays in reporting and concealment of deaths, and pension frauds have occurred in some places even to a more serious degree. Although relevant departments have devoted enormous manpower, material resources and financial resources to this end, the traditional methods have not only made the greatest efforts but also have not achieved satisfactory results.