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林业是生态文明建设的主体,而林业金融则承担在林业经济发展中实现资源有效配置的职能。我国的林业金融发展遇到了一些问题和困难,需要探索新的发展思路。互联网金融是互联网与金融的结合,指借助互联网和移动通信技术,依靠大量数据的积累以及强大的数据处理能力,通过互联网平台提供支付、投资与融资服务。互联网金融具有包容性增长效应,而互联网金融与林业金融的结合,通过创新解决林业金融发展中的问题,促进了林业金融体系在微观、中观和宏观3个层面上的包容性增长。
Forestry is the main body of ecological civilization construction, while forestry finance undertakes the function of allocating resources efficiently in the development of forestry economy. China’s forestry finance development has encountered some problems and difficulties, and needs to explore new development ideas. Internet finance is a combination of the Internet and finance. It refers to the use of the Internet and mobile communication technologies to provide payment, investment and financing services through Internet platforms, relying on the accumulation of large amounts of data and powerful data processing capabilities. Internet finance has an inclusive growth effect. The combination of Internet finance and forestry finance has promoted the inclusive growth of the forestry finance system at three levels of micro, meso and macro through innovative solutions to the problems in the development of forestry finance.