个人收入两级分化情况加剧,社会隐含的各种矛盾逐步加深,在经济不景气加大社会各阶层压力的背景下,本文主要分析我国养老保险制度不公平的现状,通过分析城乡之间、地域之间、代际之间分配的不公平,得出造成这种现状的原因;再通过对这些原因的剖析,得出养老金并轨、统筹城乡发展、平衡东中西三大经济区发展等对策。 In the context of the economic downturn and the pressure from all walks of life in society, this paper analyzes the status quo of China’s pension insurance system is not fair, through the analysis of urban and rural areas, Regional and inter-generational distribution of unfairness, draw the reasons for the status quo; through analysis of these reasons, draw the pension merger, urban and rural development, balanced development of the three major economic zones East and West and other countermeasures .