民间融资是游离于正规金融机构之外,会对金融市场秩序造成较大影响的一种融资行为。随着我国市场经济的不断完善,市场对融资的方式提出越来越高的要求,民间融资作为一种有效的资金配置手段,在优化资源配置、完善社会融资结构、补充市场资金需求和促进经济发展中发挥着重要的作用。鉴于此,制定相应的法律规则对民间融资活动加以法律规制具有十分重要的实践意义,不仅有助于区分非法融资行为和合法融资行为,也有助于构建促进民间融资发展的法律支持系统,为发展和防范金融风险营造一个良好的社会环境。本文试图研究民间融资法律制度的完善。 Non-governmental financing is a kind of financing behavior that has a great impact on the order of the financial markets, which is free from the regular financial institutions. As China’s market economy continues to improve, the market puts more and more demands on the ways of financing. As an effective means of fund allocation, private financing plays an important role in optimizing the allocation of resources, improving the structure of social financing, replenishing market capital needs and boosting the economy Development plays an important role. In view of this, it is of great practical significance to formulate the corresponding legal rules to regulate the non-state financing activities, which not only helps to distinguish between illegal financing activities and legal financing activities, but also helps to build a legal support system for promoting private financing development. And prevent financial risks to create a good social environment. This article attempts to study the improvement of the legal system of private financing.