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资产负债管理是现代商业银行生存发展的基础和重要组成部分。本篇文章对利率制度的发展以及如何推动资产负债管理的发展进行了总结,并且对我国目前利率市场化现状不利于银行业进行资产负债比例管理进行了探讨,从中知道资产负债管理是银行经营的一个重要环节,对其发展有着非常重要的影响,同时改革了利率形成机制和监管指标体系。
Asset and liability management is the foundation and important part of modern commercial bank’s survival and development. This article summarizes the development of the interest rate system and how to promote the development of asset-liability management, and discusses the current situation of interest rate marketization in our country, which is not conducive to the management of asset-liability ratio in the banking industry. We know that asset-liability management is the operation of banks An important link has a very important impact on its development. At the same time, it has also reformed the interest rate formation mechanism and regulatory indicator system.