几年来,银行、信用社对个体工商户发放了相当数额的贷款,对支持个体工商户的发展,繁荣个体经济、方便人民生活、解决农村剩余劳动力和城市就业问题起了积极作用。但是,从贷款的角度看,也存在着一些 Over the past few years, banks and credit cooperatives have made a considerable amount of loans to individual industrial and commercial households, playing an active role in supporting the development of individual industrial and commercial households, boosting individual economies, facilitating people’s lives, and solving the problem of surplus rural labor force and urban employment. However, there are also some things from the perspective of loans