对银行非核心负债制定和实施规则,可实现对银行风险的调整和管理,达到控制金融系统整体风险的目标中国银监会《关于财务公司证券投资业务风险提示的通知》指出金融机构的非核心负债包括同业存放、同业拆入、卖出回购款项、票据融资、向中央银行借款、发行债券。居民存款作为商业银行的核心负债,其他资金来源可称为非核心负债。近年来,商业银行金融市场与资产管理业务的快速 The rules on the formulation and implementation of non-core liabilities of banks can realize the adjustment and management of bank risks and achieve the goal of controlling the overall risks of the financial system. CBRC’s Notice on the Risk Warning of Securities Investment Business of Financial Companies indicates that the non-core liabilities of financial institutions include Interbank deposits, interbank borrowing, repurchase agreements, bill financing, borrowings from the central bank and issuance of bonds. Resident deposits as the core liabilities of commercial banks, other sources of funds can be called non-core liabilities. In recent years, commercial banks have a fast-track financial market and asset management business