从长远看,必须从源头上分流社会资金 要真正解决中小企业融资难的问题,必须从源头上分流资金,让更多的社会资金从其他渠道直接进入中小企业而不只是银行一个通道。这些渠道可能包括: 一、鼓励个人创业,直接将个人、家庭的储蓄和亲戚朋友的储蓄进入企业。这一点 In the long run, social funds must be diverted from the source. To really solve the problem of financing difficulties for SMEs, funds must be diverted from the source to allow more social funds to enter SMEs directly from other channels than just a bank channel. These channels may include: I. Encourage individuals to start their own businesses, and directly save individuals, family savings, and savings from relatives and friends. at this point