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2004年是中国保险业发展的一年。保险规模的快速扩张与增长速度的趋于放缓以及公众对保险业的空前关注,构成了2004年保险市场新的亮点。盘点2004年保险市场,分析其内在矛盾,思考其因果关系,将会对今年保险业发展更有借鉴,更有期待。产险总量的高速增长与结构不均衡 (一)车险拉动产险总量的大幅增长 产险高速增长主要得益于当年车险保费收入的大幅度增长。据保监会公布的数
2004 is a year for China’s insurance industry. The rapid expansion of the insurance scale and the slowing down of the growth rate as well as the unprecedented public attention to the insurance industry have formed the new bright spot in the insurance market in 2004. Counting the insurance market in 2004, analyzing its inherent contradictions and thinking about its causal relationship will make it more useful and predictable for the development of the insurance industry this year. Rapid Growth and Structural Imbalances in Total Property and Casualty (1) Car Insurance Drives the Growth of Total Property and Casualty The rapid growth of property and casualty insurance is mainly due to the substantial growth of auto insurance premium income in that year. According to the CIRC announced