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探索具有农信特色的互联网金融发展之路,需坚持传统渠道与互联网渠道相融合、商业金融与普惠金融相融合、内涵式增长与外延式增长相融合近年来,随着移动支付、社交网络、大数据和云计算等互联网信息技术的快速发展,以第三方支付、P2P网络借款等为代表的互联网金融服务,不断挤压传统银行的业务空间,对区域性中小银行的冲击尤为明显。面对新形势下如何“积极应对互联网金融的挑战,继续保持和发挥全系统的服务优势,实现业务发展转型提质”这一重大课题,安徽省联社进行了许多积极的探索与实践。
Exploring the Internet finance with agriculture and credit characteristics of the development of the road, we must adhere to the traditional channels and Internet channels integration, integration of commercial finance and inclusive finance, inclusive growth and epitaxial growth in recent years, with the mobile payment, social networking , Big data and cloud computing, etc. Internet financial services, represented by third-party payment and P2P network borrowing, continue to squeeze the business space of traditional banks, especially for regional small and medium-sized banks. Faced with this important issue of how to actively meet the challenges of Internet finance and continue to maintain and develop its system-wide advantages in service and realize the transformation and upgrading of business development under the new situation, Anhui Associated Press has conducted many active explorations and practices .