论文部分内容阅读
论文通过对金融业混合所有制经济的双重视角考察,提出了金融业混合所有制改革的增量模式和存量模式;通过对四类不同层次的混合所有制金融企业及其改革路径选择的分析,提出了“分层混改”方案,并对理论界在银行业混改中的认识误区进行了澄清,从公共品和银行特殊战略地位角度强调了银行业混改中简单化和一元主叉模式的弊端;还对银行业混改中的所有者缺位、公司治理、国有股减持、员工持股、国家控制力等核心挑战及其解决方案进行了探讨,最后提出银行业混改的渐进、自愿和差异化原则。
Through double perspectives on the mixed-ownership economy in financial industry, this paper puts forward an incremental model and an inventory model for the mixed ownership reform in the financial industry. By analyzing the four types of mixed-ownership financial enterprises and their choice of reform path, “Stratified and mixed reform” program, and clarified the misunderstanding of the theoretical circles in the banking industry mixed reform, from the point of view of the special strategic status of public goods and banks highlighted the simplification and the one-dollar main mode But also discussed the core challenges such as the absence of owners, corporate governance, reduction of state-owned shares, employee stock ownership, state control and their solutions in the bank restructuring, and finally put forward the gradual and voluntary reform of the banking industry And the principle of differentiation.