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自2001年央行发布“195号文件”以来,一系列规范房地产市场的政策相继出台,使得近来房地产商过分依赖银行贷款的特定融资格局受到很大的挑战。长期以来,贷款作为我国房地产融资最主要的途径之一,其波动成为影响房地产融资总体状况的关键。从房地产贷款内部结构看,最主要的两部
Since the central bank released the “No.151 Document” in 2001, a series of policies regulating the real estate market have been promulgated one after another, making the recent real estate developers over-reliance on bank loans, the specific financing structure has been greatly challenged. For a long time, as one of the most important ways of real estate financing in our country, the fluctuation of loans has become the key to the overall situation of real estate financing. From the internal structure of real estate loans, the two most important