资产组合概念,现代人应该都不会陌生。目前各大金融机构纷纷推出各种理财产品,其实质就是运用资产组合理论,对各种投资对象进行合理配置,从而达到客户的理财目标。简单地讲,进行资产组合配置就是在一个投资组合中选择资产的类别并确定其比例的过程。资产的类别有实物资产,如房产、艺术品等;还有金 The concept of portfolio, modern people should not be unfamiliar. At present, all major financial institutions have introduced a variety of financial products, the essence is the use of portfolio theory, rational allocation of various investment objects, so as to achieve the financial goals of customers. Put simply, making a portfolio is the process of choosing the type of asset and determining its proportions in a portfolio. The types of assets are physical assets, such as real estate, works of art, etc .; also gold