安全开展信贷业务始终是银行信贷工作努力的目标,而在信贷工作中,银行对拟贷企业调查的质量直接决定并影响着后手的信息判断和决策,从而影响着银行的资产质量。在当前复杂市场环境下,部分问题企业在财务报表、账户流水等材料上粉饰和掩盖自身真实经营情况的伎俩越来越高,对银行授信调查工作提出了严峻挑战。本文中笔者将介绍一种结合近年工作实践并取得较好效果的授信调查“利器”——增值税防伪税控系统(以下简称“防伪税控系统”),通过还原真实案 Safe credit business has always been the goal of bank credit work. In the credit work, the bank’s decision on the quality of the proposed business investigation directly affects and affects the information judgment and decision-making of the back-office staff, thus affecting the bank’s asset quality. In the current complex market environment, some problematic enterprises are getting more and more sophisticated in their financial reports and account flow and other materials to cover up their real business situations, posing a severe challenge to bank credit investigation work. In this paper, the author will introduce a combination of recent years of practice and obtain better results of credit investigation “weapon ” - value-added tax security control system (hereinafter referred to “security tax control system ”), by reducing the real case