为防止保险公司营销员和银行代理机构的销售人员通过夸大收益率,套用“本金”、“利率”等概念混淆新型人身保险产品和银行理财产品,误导保险消费者。日前,保监会公告提醒,投资类保险不同于在资本市场和银行的投资,投保人应注意潜在的风险。保监会指出,新型人身保 In order to prevent insurance company marketers and bank agencies sales staff by exaggerating the rate of return, the concept of “principal ”, “interest rate ” and so on to confuse the new life insurance products and financial products, mislead insurance consumers. Recently, the CIRC bulletin warned that investment insurance is different from the investment in capital markets and banks, the insured should pay attention to potential risks. CIRC pointed out that the new type of personal insurance