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运用DEA交叉效率模型对2009—2013年间我国18家股份制银行的经营绩效进行评价,解决了传统CCR模型中有效单元过多与权重自评的问题。结果表明,我国股份制银行经营绩效较为稳定,呈现出一定的上升趋势;在此基础上,使用层次聚类法分析,发现浦发、招商、民生银行等在内的中型股份制银行经营效率最佳,国有大型股份制银行次之,浙商、渤海银行等在内的小型股份制银行效率相对较低,进而提出了相应的效率改进建议。
Using the DEA cross efficiency model to evaluate the operating performance of 18 joint-stock banks in China during 2009-2013, we solved the problem of excessively effective units and self-assessment of weights in the traditional CCR model. The results show that the performance of joint-stock banks in our country is relatively stable and shows a certain upward trend. Based on the above analysis, it is found that the medium-sized joint-stock banks, including Shanghai Pudong Development, China Merchants Bank and Minsheng Bank, Small joint-stock banks such as large-scale joint-stock banks, Zhejiang Commercial Bank and Bohai Bank are relatively inefficient, and then put forward corresponding suggestions on efficiency improvement.