本文通过构建指数量化测度了1979—2009年中国银行部门市场化进程,剖析了其历程特征。中国银行部门市场化经历了五大阶段的曲折演进,2009年的市场化程度为66%;年度进程的平缓性、阶段进程的波动性赋予了市场化进程总体渐进、局部激进的悖论特征。1997年以来,我国银行部门市场化进程遵循的基本次序是利率、信贷市场化领先,外资银行准入和业务自由度其次,产权多元化略显滞后。 This article measures the marketization of China’s banking sector from 1979 to 2009 by building an index quantitative analysis of the characteristics of its history. The marketization of the banking sector in China has experienced a tortuous evolution in five phases. The degree of marketization in 2009 was 66%. The gradual nature of the annual process and the volatility of the phase process have given the marketization process an overall gradual and radical radical paradox. Since 1997, the basic order in which the marketization of the banking sector in our country follows is the interest rate, the leading of credit market, the access of foreign banks and the degree of freedom of business. Secondly, the diversification of property rights is slightly lagging behind.