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中小企业在带动国民经济发展,推动中国城镇化建设方面起到了重要的作用,但是近年来,资金不充足已成为其持续健康发展的瓶颈。本文对中小企业融资的现状进行分析,并有针对性的提出了解决办法,如提高企业自身实力、开展多元化融资方式、提高财务信息质量、搞好银企关系、学习其他国家的先进经验等,以期能使中小企业更好的开展融资活动。
Small and medium-sized enterprises play an important role in driving the development of the national economy and promoting the urbanization in China. However, in recent years, inadequate funding has become a bottleneck in their sustained and healthy development. This article analyzes the status quo of SME financing, and put forward specific solutions, such as improving their own strength, diversification of financing, improve the quality of financial information, improve bank-enterprise relations, learning advanced experience in other countries , With a view to enabling SMEs to carry out financing activities better.