经济合作与发展组织中小企业融资打分板的借鉴与启示

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中小企业融资问题的研究常因数据不足而难有突破,且至今未得到有效解决,而当前学术界也尚未关注该问题,从数据决策角度研究和提出建立中国中小企业融资统计数据系统意义重大。经济合作与发展组织建立了统一的中小企业融资监测预警打分板系统,对监测中小企业融资和制定政策有重要支撑作用。该打分板有静态解构、动态评价和定位导向三大功能,但也存在中小企业划分口径、银行放贷标准、政府扶持数据上报规则、风险投资分类标准和政府调研统计口径等不一致的问题。因此,要建立中国中小企业融资数据监测数据库,必须建立国家层面的工作推进机制,科学界定中小企业内涵、范围和划分标准,筛选符合中国特色的数据指标体系,采用独立专业第三方机构的运行模式,探索公私合作的数据统计长效机制。 However, the current academic circles have not yet paid attention to this issue, and it is of great significance to study and propose the system of financing statistics for SMEs in China from the perspective of data decision-making. The Organization for Economic Co-operation and Development has established a unified SME financing monitoring and early warning scoring board system, which plays an important supporting role in monitoring SME financing and policy formulation. The scoring board has three main functions of static deconstruction, dynamic evaluation and orientation. However, there are also inconsistencies in the classification of SMEs, bank lending standards, government support data reporting rules, risk investment taxonomy and government research statistics. Therefore, to establish China SME financing data monitoring database, it is necessary to establish a national level work promotion mechanism, scientifically define the content, scope and division criteria of SMEs, screen the data index system in line with Chinese characteristics, and adopt the operating mode of independent third party agencies , Explore the long-term mechanism of data statistics of public-private cooperation.
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