论文部分内容阅读
随着第五套人民币的面世,第四套人民币逐渐退出流通市场,第四套人民币的辅币??硬币则充当了市场找零的主角。本文从分析目前硬币流通中存在的“小面额纸币与硬币混合流通,硬币受排斥;硬币沉淀多,回笼不畅;硬币制假技术越来越高,制假案件直线上升;硬币包装整点不规范,回笼交存难;商业银行回笼清分硬币成本高;角、分币的使用范围越来越窄”等问题入手,详尽分析了问题产生的原因,提出了“加强货币监管,维护硬币流通秩序、营造良好的硬币流通环境、尽快实施小面额硬币单一流通机制、加快硬币机具的研制推广工作、不断完善硬币流通的相关措施、办法”等五点建议。
With the advent of the fifth set of renminbi, the fourth set of renminbi gradually withdrawn from the circulation market, and the fourth set of Renminbi coinage and coin acted as the protagonist of the market. This paper analyzes the current circulation of coins in the current “small denomination of banknotes mixed with coins mixed circulation, the coins were excluded; coin deposition, poor circulation; coin counterfeiting technology is getting higher and higher, counterfeiting cases straight up; the whole point of coin packaging Not standardized, the deposit is difficult to return to the custody of the bank; the commercial bank to reclaim the high cost of coins; angle, the use of narrower narrower range of ”and other issues start with a detailed analysis of the causes of the problem, put forward" to strengthen monetary supervision, Maintaining the order of the circulation of coins, creating a good circulating environment for coins, implementing a single circulation mechanism for small denominations as soon as possible, accelerating the development and promotion of coin machines, and continuously improving the relevant measures for the circulation of coins, have five suggestions.