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扩招以来,高校为了提高教学质量,开始了大规模的投入。由于经费有限,高校纷纷向银行大量举债大搞建设。本文阐述了目前高校贷款的现状,分析了贷款风险形成的原因,并提出了树立正确贷款理念、完善风险管理制度、加大贷款监管力度、加大教育经费投入等四方面的解决措施。
Since enrollment expansion, colleges and universities in order to improve the quality of teaching, began a large-scale investment. Due to limited funds, colleges and universities have a lot of debt to the bank vigorously building. This article expounds the current situation of loans in colleges and universities, analyzes the reasons for the formation of loan risks, and puts forward the solutions to set up the correct loan concept, improve the risk management system, increase the supervision of loans, and increase the investment in education.