完善的社会保障体系是构建社会主义和谐社会的重要内容。社会保障问题在我国经济和社会转型时期备受各界关注,完善社会保障体系是服务和改善民生问题的重要手段。保险和社会保障有着密切的渊源,努力发挥商业保险在健全社会保障体系中的作用,既是十六大以来保险业发展的重要目标,也是保险业需要进一步深入研究和积极实践的重大课题。 A sound social security system is an important part of building a harmonious socialist society. The issue of social security has drawn much attention from all walks of life in the period of economic and social transformation in our country. Improving the social security system is an important means of serving and improving people’s livelihood. Insurance and social security have close origins. Striving to exert the role of commercial insurance in perfecting the social security system is not only the important goal of the insurance industry since the 16th National Congress of the CPC, but also a major issue for the insurance industry that needs further in-depth study and active practice.