2008年初我国南方遭遇大面积的暴雪,经济损失近千亿,有没有一种金融工具能够弥补这样的损失,答案是肯定的,它就是天气衍生品。天气衍生品将金融工具的理念用于自然灾害的风险管理,主要为农业生产者的风险转移提供了新途径。本文介绍了全球天气衍生品发展的产品与市场状况,并提出了相关的政策建议。 At the beginning of 2008, a large area of ​​Blizzard in the south of our country suffered economic losses of nearly a hundred billion. Is there any kind of financial instrument that can make up for such loss? The answer is yes, it is a weather derivative. Weather derivatives use the concept of financial instruments for risk management of natural disasters, which mainly provides a new way for the risk transfer of agricultural producers. This article describes the global weather derivatives development of the product and market conditions, and put forward the relevant policy recommendations.