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银发[2002]113号中国人民银行各分行、营业管理部、省会(首府)城市中心支行: 最近,总行对各地推广农户小额信用贷款和改进支农工作的情况进行了检查,总的看,人民银行各分支行和各地农村信用社能够认真落实中央农村工作会议精神,按照全国农村信用社工作会议要求,大力推广农户小额信用贷款,转变工作作风,简化贷款手续,支农服务工作有明显改进。特别是多渠道筹措春耕资金,加大了对春耕生产的支持力度,保证了农村春耕备耕工作的顺利开展,受到地方党政和广大农民群众的好评。据统计,2002年3月末,全国农村信用社各项存款余额17968亿元,比年初增加682亿元,增长3.95%;各项贷款余额12843亿元,比年初增加857亿元,增长7.15%;其中,农业贷款余额4989亿元,比年初增加581亿元,增长13.18%;农户贷款余额3684亿元,比年初增加535亿元,增长16.99%;农户小额信用贷款余额474亿元,比年初增加148亿元,增长45.4%;农户联保贷款余额199亿元,比年初增加80亿元,增值67.23%。
Yinfa [2002] No. 113 People’s Bank of China Branches, Business Management Departments, and City Caps of Provincial Capitals (Capital Cities) Recently, the head office inspected the promotion of small-value credit loans for farmers and improvement of agricultural support in various places. Generally speaking, The branches of the People’s Bank of China and rural credit cooperatives around the country can conscientiously implement the spirit of the Central Rural Work Conference and vigorously promote small-scale credit loans for rural households in accordance with the requirements of the work conference of the rural credit cooperatives in the whole country. They have also changed their working style and simplified the loan procedures. Improve. In particular, it has raised funds for spring plowing in various channels and increased its support for plowing production to ensure the smooth development of spring plowing and plowing in rural areas, which is well received by local party and government and the broad masses of peasants. According to statistics, at the end of March 2002, the deposit balances of rural credit cooperatives nationwide reached 1.7968 trillion yuan, an increase of 68.2 billion yuan or 3.95% from the beginning of the year; the outstanding loans totaled 1.2843 trillion yuan, an increase of 85.7 billion yuan or 7.15% from the beginning of the year; Among them, the balance of agricultural loans 498.9 billion yuan, an increase of 58.1 billion yuan over the beginning of this year, an increase of 13.18%; farmer loans outstanding 368.4 billion yuan, an increase of 53.5 billion yuan over the beginning of this year, an increase of 16.99%; small household credit loans 47.4 billion yuan, An increase of 14.8 billion yuan, an increase of 45.4%; peasant households combined loan guarantee 19.9 billion yuan, an increase of 80 billion yuan over the beginning of the year, an increase of 67.23%.