允许外资银行经营人民币业务既是我国金融业进一步对外开放的必然趋势，又是我国加入世贸组织的客观要求，但就我国目前的实际情况来看，尚不具备完全开放人民币业务的基本条件。如何把握开放的时机和力度，以及如何加强对外资银行经营人民币业务的监管，是本文所要研究的... Allowing foreign banks to operate renminbi business is not only an inevitable trend for China’s financial industry to further open to the outside world, but also an objective requirement for China’s accession to the WTO. However, as far as China’s actual situation is concerned, the basic conditions for completely liberalizing renminbi business are not yet available. How to grasp the timing and intensity of opening up and how to strengthen the supervision of foreign-funded banks in the operation of RMB business are the topics to be studied in this article ...