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为了解香港房地产市场和个人信贷市场情况,学习国际先进银行的服务理念、产品创新机制、贷款管理方法,进一步增强我行住房金融与个人信贷业务创新能力和竞争能力,2006年9月5日至12日,我行住房金融与个人信贷业务培训班一行35人,在总行住房金融与个人信贷部孙冰峰副总经理的带领下,赴香港进行了为期一周的培训。此次培训的主要内容是:香港房地产与住房按揭贷款市场,香港按揭贷款业务的基本业务流程,个人信贷产品创新与营销,个人信贷业务风险管理等。培训期间,全体学员还实地参观考察了香港汇丰银行总部和我行香港分行的网点。
To understand the real estate market and personal credit market in Hong Kong, to learn the service concept, product innovation mechanism and loan management method of the international advanced banks, to further enhance the innovation capability and competitiveness of the Bank’s housing finance and personal loan businesses. From September 5, 2006 to On the 12th, we conducted 35-person training course on housing finance and personal credit business and conducted one-week training in Hong Kong under the leadership of Deputy General Manager Sun Bingfeng, Housing Finance and Personal Credit. The main contents of this training are: the real estate and housing mortgage loan market in Hong Kong, the basic business processes of mortgage loan business in Hong Kong, the innovation and marketing of personal credit products and the risk management of personal credit business. During the training, all trainees also visited and visited the branches of Hong Kong and Shanghai Branch of Hong Kong Branch of Hong Kong Branch.