随着市场经济发展的不断深入,企业信用问题已成为影响和制约我国经济发展的关键因素,如何对企业的信用进行有效的评估是当前迫切需要解决的难题。首先,在CAMEL评级体系基础上构建信用评价指标体系;第二,通过DEMATEL与ANP相结合的方法求出指标的混合权重;最后,利用模糊综合评价公式计算出总得分。研究结果表明:该模型评价结果切实可靠,可为今后的中小企业信用评级提供一定指导和借鉴。 With the deepening of market economy development, corporate credit has become a key factor that affects and restricts China’s economic development. How to evaluate an enterprise’s credit effectively is an urgent problem to be solved. Firstly, construct the credit evaluation index system based on the CAMEL rating system; secondly, obtain the mixed weight of the index through the method of combining DEMATEL and ANP; finally, use the fuzzy comprehensive evaluation formula to calculate the total score. The results show that the model evaluation results are reliable and can provide some guidance and reference for the credit rating of SMEs in the future.