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改革开放以来,我国保险业虽然发展迅猛,但仍处于初级阶段,总体发展与发达国家还有较大差距。据瑞士再保险今年7月新鲜出炉的《2005全球保险报告》显示,我国去年的保费达到601亿美元,列全球第11位,但衡量保险市场成熟度的保险密度(人均保费)和保险深度(保费占GDP比例)等指标却排到50名开外。我国虽已跻身全球保险大国之列,却仍踯躅于保险强国门外。
Since the reform and opening up, although China’s insurance industry has developed rapidly, it is still in the initial stage. There is still a long way to go before the overall development is completed. According to the 2005 Global Insurance Report released by Swiss Re in July this year, China’s premiums last year reached 61.1 billion U.S. dollars, ranking the 11th in the world. However, the insurance densities (per capita premiums) and insurance densities (premiums), which measure the maturity of the insurance market, Accounting for the proportion of GDP) and other indicators were discharged to 50 to open. Although our country has become one of the largest insurance powers in the world, it still lags behind the powerful foreign powers.