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2001年12月11日我国正式加入WTO,保险业迎来了对外开放的新时期。在入世十周年之际,研究在华外资保险公司的母国构成、区位布局(分区域和城市)和业务结构情况,区分产险业和寿险业,并将中资和外资保险公司进行比较。首先对丰富的数据资料进行简明直观的统计描述和相关分析,进而结合经济理论和产业实践,解释和评价外资保险公司进入我国保险市场的诸多特征及其市场影响。最后是几点启示和政策建议。
On December 11, 2001, when China formally joined the WTO, the insurance industry ushered in a new period of opening to the outside world. On the occasion of the 10th anniversary of accession to WTO, we study the composition of the home country of foreign-funded insurance companies in China, their geographical distribution (sub-regions and cities) and their business structure, and differentiate property and life insurance businesses and compare Chinese and foreign insurance companies. First of all, the abundant data and data are given a concise and intuitive statistical description and correlation analysis, then the economic theory and industrial practice are combined to explain and evaluate the many characteristics and market influences of foreign insurance companies entering the insurance market in our country. Finally, a few suggestions and suggestions.