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为适应粮棉市场化改革和农发行业务发展的需要,切实防范和控制贷款风险,总行研究制定了《中国农业发展银行贷款风险管理暂行办法》(以下简称《办法》)。本文就学习《办法》和加强贷款风险管理有关问题,谈以下几点看法。一、强化贷款风险管理的必要性(一)是适应粮棉购销市场化改革的需要。目前,随着新一轮粮改政策
In order to meet the market-oriented reform of grain and cotton and the needs of the development of the Agricultural Development Bank, and effectively prevent and control the loan risks, the Head Office studied and formulated the Interim Measures for the Risk Management of China Agricultural Development Bank Loans (hereinafter referred to as the Measures). This article will learn the “measures” and to strengthen the loan risk management issues, talk about the following views. First, the need to strengthen the management of loan risk (A) is to adapt to the needs of market reforms of grain and cotton marketing. At present, with the new round of grain reform policy